How to take advantage of DB scheme flexibilities
Without sacrificing security by transferring out
Without sacrificing security by transferring out
Change to rules means they will inherit ‘little or nothing’ of their husbands’ state pension
‘Even where people ask for a quote, they are far less likely to turn that into a transfer’
‘To erode a system which is already behind many other first world nations may be short-sighted’
Putting money in a cash account diminishes their chances of getting returns
Or move pension pots into riskier investments
‘Strongest evidence’ of the potential for bias when an adviser gets paid more if transfer goes ahead
As inflation and earnings growth exceed estimates leaving government with a ‘multi-billion-pound bill’
Wage inequality and family responsibility could impact their retirement
A lot of the focus has been on women – but that may leave male millennials struggling to afford a comfortable retirement
‘Little doubt the government was wildly optimistic’ that it could be up and running in 2019
Deal is part of its strategy to move ‘into different markets with long-term growth potential’