The portfolios are split into five risk profiles – defensive, strategic, growth, adventurous, and world – and are built around a long-term strategic benchmark designed to deliver the maximum return for a given level of risk.
They include:
-The HIL Fidelity Defensive Fund, aimed at clients making their first step out of cash or bonds looking for a low level of risk;
-The HIL Fidelity Strategic Fund, aimed at clients looking for a diversified fund designed to perform in differing market conditions;
-The HIL Fidelity Growth Fund, aimed a clients looking for a diversified portfolio with an emphasis on long-term capital growth;
-The Fidelity World Fund, aimed at clients comfortable with considerable investment risk aiming for very high long-term returns through 100% equity investment; and
-The HIL Fidelity Adventurous Fund, for clients comfortable with a higher level of investment risk, aiming for higher long-term returns.
They are available via a variety of Hansard International’s Vantage, Vantage Platinum, Capital Builder, Capital Builder 2 and all Universal Personal Portfolio variants.
The lead manager for the portfolios is Nick Peters, who has 21 years of investment experience and is team leader of the equity research team within Fidelity Solutions.
Peters joined the company is 2012 from Barclays Wealth, following a stint at Henderson.
Graham Morrall, global sales and marketing director at Hansard International, said each of the five portfolios has a differentiated risk profile and investment parameters, with a view to delivering consistent returns.
“We believe that this new range can provide the cornerstone of any client’s investment portfolio and allow our distribution partners to provide suitable risk-based portfolios to their clients,” he said.
“The funds provide our clients with choice, flexibility and confidence that their investment needs are being met in a constant fashion.”
Ben Waterhouse, head of UK retail sales at Fidelity, said: “Our experience of managing multi-asset and multi-manager funds for a wide range of retail and institutional clients means we are well placed to deliver against Hansard’s portfolio objectives.”
Hansard International is the Isle of Man-based international life assurance arm of Hansard Global, a London Stock Exchange-listed long-term savings provider.
The group sells contracts exclusively through a network of independent financial advisers, and currently operates mainly in the Far East, Latin America, and the Middle East.
