Momentum on the three certainties in life

The only three certainties in life are all intrinsically linked – death, taxes and pension changes, says Mark Gaywood, group chairman of Momentum Pensions in a video interview.

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Changes to pensions rules and regulations have necessary repercussions to the providers of pension-related products as well as those who save in them though it is uncertain who benefits most, if anyone.

Mark Gaywood, group chairman of Momentum Pensions, talked to International Adviser about the stability he wants to see in the structure of the pensions framework while encouraging change to promote long-term saving through tax relief and lifetime allowances.

One change that Gaywood definitely sees coming is a growing SIPP market with a shrinking number of players.

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